My Envelopes is built around a straightforward method
Whether it’s a monthly bill or a long‑term dream, every envelope starts with a purpose. Plan your budgets and goals based on your real income, so you always know what’s covered — and what you’re building toward.
Assign every dollar a job by funding envelopes based on your priorities. You always know what is safe to spend.
See spending and balances update instantly so you can make decisions with confidence, not guesswork.
Tools that keep your accounts, balances, and plans in sync, so you can make decisions with confidence.
Work together on your money. Share envelopes, stay in sync, and keep everyone engaged — budgeting feels easier (and way more fun) when the whole household is in it with you.
Organize your accounts — checking, savings, even credit cards — so your plan matches your real money, not guesses.
Set targets for savings and upcoming expenses, then fund them steadily.
Move money between envelopes and accounts without losing track of what it was for.
Review what changed, when it changed, and why, so your plan stays auditable.
Get nudges for bills, funding, and important dates so nothing slips through.
If you have anything else you want to ask, reach out to us.
My Envelopes is currently available on Apple iPhone. We're actively working on a web app, which will be released soon.
Right now, My Envelopes is available in the U.S. and Canada. More English-speaking countries are coming next, and Brazil is already on our roadmap.
Right now, a team supports an owner and one member at no extra cost. We're actively working on expanding teams to include more members soon.
Personal plan includes Standard Support, with no guaranteed SLA. Team plan includes Priority Support, with a response target of 24 hours on business days.
Self-Guided support lets you explore and learn the app on your own. Most areas include a "Know more" link in the More menu, where you'll find quick explanations of the main concepts behind each screen.
Yes. Free users can reach out if their question isn't answered in this FAQ, or if it's related to our Terms of Service or Privacy Policy.
Most personal finance apps focus on categories and forecasts. Categories analyze past behavior, and forecasts can change every day. The Envelope method helps you define clear spending limits before you spend, so you always know exactly how much money is available and stay in control.
No-it's very intuitive. Think of using real envelopes with cash: you divide your income, spend from the right envelope, and stop when it's empty. You're free to adjust and move balances between envelopes, helping you build a better plan over time.
If you've tried other budgeting apps without success, My Envelopes may be a better fit. It was built for our own family, and after experiencing how simple and effective it is, we decided to share it with others.
